Skip to content
  • There are no suggestions because the search field is empty.

How to Create a Scenario Comparison in SphereLOS

A step-by-step guide on how to compare up to 4 loan programs, edit details, and share them with borrowers.

ℹ️ Note: Access to Scenario features may depend on your role, permissions, or loan status. If options are missing, please contact your system admin for help.

Steps to Add Loan Scenarios

  • Open the loan file and select Scenario from the left-hand menu. 
  • Click Add Scenario.
  • Use the available filters to locate your desired loan program.
  • Click the checkmark to include it in your comparison.
  • You can add up to four loan programs.

Editing Scenario Details

Click the edit pencil icon to modify key fields such as:

  • Loan amount
  • Note rate
  • Lock price 
  • Disclosure Borrower Closing Fee settings

Sharing Loan Scenarios

To save or share:
  • Click View Print Forms to export the scenario as a PDF, or
  • Navigate to Actions > Other Actions > Print Forms, search for Loan Scenario, and send it directly to the borrower.

Applying a Scenario

If the borrower selects one of the scenarios,

  • click Apply Scenario at the bottom.
  • Then click Confirm to proceed, and you’ll receive a success message once the loan file is updated with the scenario’s parameters.

Questions? Contact us at support@spherelos.com — we’re here to help.